The special banks providing long term Agricultural credit are known as Primary Co-operative Agricultural and Rural Development Banks (initially Land development Banks). The first of this kind of bank was established at Jhang in Panjab in the year 1920. Though, primary Cooperative Agricultural and Rural Development Banks were established dating back to independence, the real growth of these Banks took place only after passing the Land Development Act in the year 1930. These banks were initially called as Land Mortgage Banks as they were financing on the mortgage of Land for which they are used to finance. The Agriculture Credit review Committee in its Report submitted in the year 1989 recommended to incorporate Agriculture and allied activities in its credit policy. But now these banks have included rural credit in its financing policy. Since these banks are playing a greater role in the development of rural area also these banks are now renamed as ‘Primary Co-operative Agricultural and Rural Development Banks.
In this paper an attempt is made to explain the Role of Primary Co-operative Agricultural and Rural Development Banks in India and how these Banks are helping in the economic growth of India.
by :
Pramod Gonchika, Gopalakrishna K
15 August 2017
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Journal Articles
: Volume : Volume 3 Issue : Issue 2-Aug. 2017
Financial inclusion has increasingly attracted attention of the global community in recent years. The importance of financial inclusion can be explained in terms of maximizing the proportion of population covered by the formal financial sector, to enable the chanelling of funds for productive investment, controlling inflationary tendencies, and monitoring and widening the tax base among other things. This paper looks at the role of the cooperative banking system in promoting financial inclusion. It discusses the genesis of the credit cooperatives supported by the district central cooperative banks (DCCBs) in enabling the provision of financial services to low income families. These institutions are currently the subject of reform programmes intended to make them more efficient and effective as providers of financial services if not necessarily as promoters of inclusion.
by :
Prasanna S H, Rajunaik S
15 August 2017
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Journal Articles
: Volume : Volume 3 Issue : Issue 2-Aug. 2017
Dramatic progress has been made in particle physics during the last two decades. A series of important experimental discoveries has firmly established the existence of a sub nuclear world of quarks and leptons. This article gives a basic introduction to elementary particle physics and its latest advancements.
by :
Antony Prakash Monterio, Praveen P D'Souza, Vijaya Kumar K B
15 August 2017
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Journal Articles
General Article
: Volume : Volume 3 Issue : Issue 2-Aug. 2017
Social work had entered into social innovation scenario to address a host of issues like income deprivations, displacement, disability, racism, social conflicts, and social exclusion. In Indian situation care giving to the differently abled particularly those having mental illness is a matter of grave concern. Varied approaches including institutionalized care and family and community based care are tried out in different contexts depending on the nature and severity of illness. This study tries to examine the care and rehabilitation of the differently abled through the individual initiatives inspired by faith dimensions of Catholic Church lasting over a period of twenty years in the State of Kerala and outside. The objective is to explore the process and outcome dimensions of such social innovation to find out the motivating drivers and aspects of sustainability. The personal and familial dedication is also come under the purview of analysis. The study adopted a Grounded Theory approach and methodology to analyse and theorise the processes and outcomes of such initiatives. The sample was chosen using purposive sampling methods and data was collected using in-depth interviews of individual innovators, their family members, volunteers, professionals and community representatives taking 22 centers reaching theoretical saturation. Being a qualitative study, a conceptual framework is given to such home based social innovation rooted in faith based dimensions with social responsibility for social value creation through sustainability leading to a social mission. The committed and sustained involvement of the community and the neighbourhood generated an innovative model for care of the persons with mental illness. The results of the study brings out new relationships and innovative drives and motivations exceptional to the traditional philanthropic methods as well as professional care and rehabilitation approaches thereby characterising social innovation in care giving and rehabilitation of the mentally challenged. Unlike the western model of community care and rehabilitation of persons with mental illness, the new approach evolved through the study is a family based community supported care and rehabilitation. There is a new relationship paradigm emerges at different levels – between the client and innovator, the institution and the community, clients and the family members of the innovator, clients and their family, clients and the professionals etc.. It is a model for effective family education, care and compassion to complement other models of care and rehabilitation leading to theory of participatory family based care with community support in a spiral progressive paradigm.
by :
Prince CP
15 February 2017
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Journal Articles
: Volume : Volume 3 Issue : Issue 1-Feb. 2017
Entrepreneurship is an elusive concept. The concept of entrepreneurship has been a subject of much debate and is defined differently by different authors. It has been used in various ways and in various senses. The word entrepreneurship has been derived from a French root which means ‘to undertake’ Today, people call it by various names such as, ‘risk bearing’, ‘innovations,’ ‘thrill seeking’ etc. The word ‘Dalit’ comes from the Sanskrit root dal - and means ‘broken, ground-down, or oppressed’. Those previously known as Untouchables, Depressed classes and Harijanas who are sharing 24.4 percent in the total population (According to 2011 census data) are today increasingly adopting the term ‘Dalit’ as a name for themselves. The Dalits have historically been poor, deprived of basic human rights, and treated as social inferiors in India. They still face economic, social, and political discrimination in the name of ‘caste’. Entrepreneurship is particularly important, as the so called Dalits have run and managed a number of traditional and cottage industries such as handicrafts, pottery and leather-work for centuries. The skills, know-how and domain of knowledge necessary for this purpose have been passed on from one generation to the next and are available with them even today. In the modern technology dominated and development driven times, to fulfil the mission of, ‘Subka Saath- Subka Vikas’, there is an urgent need as well as wide scope for research on Dalit Entrepreneurship in a developing country like India. It is necessary to reflect on the factors that have imprisoned them in the dungeon of depravity and shed light on how to push them to the mainstream of the economy with access to means of better livelihood and opportunities.
by :
Radhakrishna Gowda, Pramod Gonchika
15 February 2017
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Journal Articles
: Volume : Volume 3 Issue : Issue 1-Feb. 2017
